Hi Björn. Thanks for summarizing the exact same thoughts I had the other day. I can confirm I face the same issues in Belgium.

I somewhat support having an accountant to ‘optimize’ your finances according. Laws change and I don’t want to keep track of those.

But bookkeeping is something I would be very keen on to do myself. Not even because of the money or double work. But because I know what my invoices are about. Having to explain them to someone without a clue of my day-to-day business is a waste of everyone’s time. But (mainly) VAT rules are indeed full of exceptions and just incomprehensible so I have to get a bookkeeper…